A stakeholder pension is effectively a low personal pension. The only way that a stakeholder pension differs from a personal pension is that a stakeholder pension has certain minimum standards that it needs to adhere to. For example, the … Read More →
News
Buy to Let Remortgage Free valuation Free legals
Buy to Let Remortgage 2 Year Discount – Initial pay rate 4.40% (APR 6.0) Main lender fees £399 Free valuation and free basic legal service I have been getting a lot of Buy-to-Let re-mortgage enquires in the last month … Read More →
Free credit check for life via www.noddle.co.uk
Free credit check for people who are thinking of getting a mortgage and after. One of my mortgage clients told me about this site which lets you sign up for free and access you credit file for free. … Read More →
Tax Avoidance Schemes
Are you an IHT Planner or have you waited to the last minute? Tax Avoidance Schemes hit the headlines last week as two high profile stars Messer’s Jimmy Carr and Gary Barlow got caught up public fury. The … Read More →
Bridging Loans are a good alternative for when Mortgage lenders turn down property.
My mortgage lender will not lend on the property I want, can I get alternative finance? I can’t move as my lender has turned down my property. They say buying a house is one of the most stressful … Read More →
What are Bridging Loans?
Niche Advice offers bridging loans to those in need to purchase property quickly. What are UK bridging loans? Well a bridging loan is a short term loan used to achieve a particular objective. The most common use of … Read More →
Mortgage with bad credit CCJ
Mortgages for ex bankrupts, people with CCJs, Defaults and even past IVAs we can help Getting a mortgage if you have a bad credit profile has been very difficult since the ‘credit crunch’. Lenders are more protective of … Read More →
First Time Buyer Mortgage 3.99% 5 year fixed to 70 percent
I am pleased to announce this fantastic new mortgage product from one of our leading lenders: Nationwide Building Society who is also offering reduced fees on its 5 year fixed rates. This means that first time buyers benefiting … Read More →
Bank holds base rate at 0.5%
The Bank of England’s Monetary Policy Committee has held the base rate at 0.5% with no extension to quantitative easing. Surprise Surprise the Bank of England has decided to hold interests at an all time low of 0.5%. … Read More →
How to avoid inheritance tax
Reduce Your Inheritance Tax liability by getting the right advice. Although this article is titled “How to avoid inheritance tax” this is merely for marketing purposes and actual terminology is should be “How can you mitigate your Inheritance … Read More →
Best Remortgage rates with Free Valuation and Free Legal’s
Cheap Remortgage offer – save over £7,500 on your mortgage payments by making a simple switch An estimated 1.2m mortgage holders are about to receive a payment rise through increases to their Standard Variable Rate. The great news is … Read More →
Getting a Bankruptcy Mortgage after being discharged
Niche Advice offers bankruptcy mortgages and this page will provide more information on when bankrupts can get a mortgage after being discharged from their bankruptcy. Getting a mortgage after bankruptcy can be very difficult however at Niche Advice we specialise in sourcing … Read More →
Don’t be fooled by lender’s Mortgage Decision in Principle Acceptance
Have they said NO after giving you a Mortgage Decision in Principle. We really can help. No large call centres here direct access to partners Totally Independent not tied to banks or agents No Upfront fees. Pay only … Read More →
Changes to Interest only mortgage criteria
Interest only mortgage deals Interest only mortgages are becoming a very complex area of home finance. Just a few months ago they were commonplace. All you were required to do was advise the lender of your repayment plan … Read More →
Top Ten Things You Might Not Know About Bridging Finance / Short Term Loans
Short term loans for property entrepreneurs Have you wanted access to substantial funds via a loan facility? May be to purchase a property, premises or land? And at the same time you want the autonomy to repay the … Read More →