Getting a Buy to let HMO Mortgage is not straight forward. However we are experienced in positioning the application to the HMO lenders for a favorable response. Ahead of writing this article I thought it might be helpful … Read More →
News
Home buyer survey costs and why get a valuation report
You should take out an Home buyer or full structural survey or you could be in a lot of trouble. If you are in the process of buying a home, I don’t need to tell you that it’s … Read More →
Cash Balance Pension Plans
With the help of Niche Advice set yourself apart from other employers by offering a Cash Balance Plan as your main employer pension scheme. The advantage of a Cash Balance Plan over a traditional Money Purchase Pension Scheme . … Read More →
Money Purchase Schemes
Show you care about your employees by introducing or improving your current employee pension arrangements. A Money Purchase Scheme does not have to cost the earth to implement or run. Money Purchase Schemes simply provide benefits based on … Read More →
Self invested personal pensions (SIPPs)
A self invested personal pension (SIPP) is simply a personal pension scheme that offers a much wider spectrum of investment choice when compared to a traditional personal pension offered by a life office. For example, a self invested … Read More →
Bridging Loan Solution – I’m splitting up form partner and need short term money fast.
I’m separating from my partner and need to borrow money for a new home. Life does not always work out as intended and if you need a fast solution to a situation of relationship break up a bridging … Read More →
Stakeholder Pension
A stakeholder pension is effectively a low personal pension. The only way that a stakeholder pension differs from a personal pension is that a stakeholder pension has certain minimum standards that it needs to adhere to. For example, the … Read More →
Buy to Let Remortgage Free valuation Free legals
Buy to Let Remortgage 2 Year Discount – Initial pay rate 4.40% (APR 6.0) Main lender fees £399 Free valuation and free basic legal service I have been getting a lot of Buy-to-Let re-mortgage enquires in the last month … Read More →
Free credit check for life via www.noddle.co.uk
Free credit check for people who are thinking of getting a mortgage and after. One of my mortgage clients told me about this site which lets you sign up for free and access you credit file for free. … Read More →
Tax Avoidance Schemes
Are you an IHT Planner or have you waited to the last minute? Tax Avoidance Schemes hit the headlines last week as two high profile stars Messer’s Jimmy Carr and Gary Barlow got caught up public fury. The … Read More →
Bridging Loans are a good alternative for when Mortgage lenders turn down property.
My mortgage lender will not lend on the property I want, can I get alternative finance? I can’t move as my lender has turned down my property. They say buying a house is one of the most stressful … Read More →
What are Bridging Loans?
Niche Advice offers bridging loans to those in need to purchase property quickly. What are UK bridging loans? Well a bridging loan is a short term loan used to achieve a particular objective. The most common use of … Read More →
Mortgage with bad credit CCJ
Mortgages for ex bankrupts, people with CCJs, Defaults and even past IVAs we can help Getting a mortgage if you have a bad credit profile has been very difficult since the ‘credit crunch’. Lenders are more protective of … Read More →
First Time Buyer Mortgage 3.99% 5 year fixed to 70 percent
I am pleased to announce this fantastic new mortgage product from one of our leading lenders: Nationwide Building Society who is also offering reduced fees on its 5 year fixed rates. This means that first time buyers benefiting … Read More →
Bank holds base rate at 0.5%
The Bank of England’s Monetary Policy Committee has held the base rate at 0.5% with no extension to quantitative easing. Surprise Surprise the Bank of England has decided to hold interests at an all time low of 0.5%. … Read More →