Residential mortgages
Niche Advice knowledge centre
News & Insights
Mortgage news, lender criteria updates, specialist mortgage guidance and company announcements.
Latest guidance
604 guides
Residential mortgages
Avoid down valuation when getting a buy to let mortgage.
How to avoid property down valuation article is part of a mini-series covering the emerging trends in the UK Buy to Let mortgage market. In it, we discuss how property valuations may play out…
Foreign nationals and visas
Mortgage for Non UK Citizen – how long do you have to live in the UK
As a Non UK Citizen, how long do I need to be a UK resident to buy a property with a mortgage?
Bridging finance
Gross vs Net Bridging Loan: What You Actually Receive
The gross loan is the headline figure a bridge is set at — the total you contract to repay. The net loan (or net advance) is what actually reaches your account after deductions.
Adverse credit
Buy to let missed payments on credit cards loans utility bills
UK Buy to let mortgage market update: missed payments on credit cards, loans and utility bills and looking to get a buy to let mortgage.
Buy to let
Buy to Let Rental Stress Test Explained
How to deal with Lender Buy to Let Rental Stress
Bridging finance
Bridging Loans Fees how much do Bridging Loans really cost
Full breakdown of all the costs for bridging Loans Fees
Buy to let
How Buy-to-let Rental Calculation has been affected After Rate Rises
Buy-to-let Rental Calculation challenges
5 Year Fixed Mortgage
Best 5 Year Fixed Rate Mortgage after the Interest rate rise
Rather than provide rafts of meaningless information NARTI focuses in on the key areas of:
Residential mortgages
Change the mortgage offer after its been issued by the lender
Amend the Mortgage Offer - Extension Affordability New Criteria
Foreign nationals and visas
Mortgage for Foreign Students on a Tier 4 Visa
Mortgage options for Students on a Tier 4 Visa in the UK
Buy to let