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You are here: Home / News

by Payam Azadi

Right to Buy Mortgage in New Addington Surrey

Right to Buy Mortgage Council Properties

Buy your New Addington council with the help of a Right to Buy mortgage It’s common for Right to Buys for council tenants in New Addington to want to become homeowners and as such our Admin Office is based in the heart of Addington to help verify … [Read more...]

Filed Under: Right to Buy mortgage

by Payam Azadi

Mortgages for Airbnb Lets

Mortgage options if you plan to let via Airbnb As you are reading this article I will assume you are familiar with the Airbnb concept and are looking for a mortgage to help you break into this arena, well you are in the right place. Until now … [Read more...]

Filed Under: Mortgages Tagged With: Airbnb

by Payam Azadi

Do I need to take out Life Cover to get a mortgage agreed?

  Life Cover and Mortgages No, in the old days Mortgage Lenders would have insisted you to have Life Cover and also kept a watchful eye on the premiums being maintained by assigning their interest. The only compulsory insurance is for Mortgage … [Read more...]

Filed Under: Life Insurance Tagged With: Life Cover

by Payam Azadi

I’m Self Employed do I need an Accountant to get a mortgage?

Mortgage-Questions FB

Accountant to get a Mortgage No, most Mortgage Lenders appreciate that many self-employed applicants use the self assessment process to make a tax return to HRMC off their own steam. The document they will request to verify income is called a Tax … [Read more...]

Filed Under: Mortgage Frequently Asked Questions Tagged With: Accountant to get a mortgage, Self Employed, Tax Calculation (SA302)

by Payam Azadi

How to get the maximum mortgage when your self employed

Self employed with bad credit mortgage

Maximum mortgage solutions for Self Employed clients If you are self employed operating as a Limited company we have a number of lenders that will use the underlying net profit rather than drawn dividends. So if you are keeping money in the business … [Read more...]

Filed Under: Self Employed Mortgages Tagged With: joint self employed income, maximum mortgage

by Payam Azadi

New Street Mortgages specialist buy to let Mortgage lender launched

New street mortgages

New Street Mortgages a lender launched to help clients that need better rental calculations with a focus on service and quick Turnarounds New Street Mortgages is separate division of the specialist lender Kensington. Its principal focus is the … [Read more...]

Filed Under: Mortgage Lenders, New street mortgages Tagged With: Buy to let Mortgage Lender, New Mortgage Lender, New street mortgages

by Payam Azadi

Pepper Home Loans new specialist residential and buy to let lender

High Value CCJs and Defaults | 1 Year Self-employed | State Benefits can be used in affordability. Pepper Home Loans  Residential mortgages with bad credit At first glance this new Pepper Home Loans  has gone for the tried and tested criteria … [Read more...]

Filed Under: Mortgage Lenders Tagged With: New Mortgage lenders, Pepper Home Loans

by Payam Azadi

Bluestone mortgages – Non standard Contractor mortgages

Pepper Home Loans

Contractor Mortgages | Multiple Applicants | Working tax credits | Maintenance Payments | No Credit Scoring | Up to 4 Applicants Bluestone mortgages launched early in the year and clearly put a great deal of thought into their lending policy to set … [Read more...]

Filed Under: Mortgage Lenders Tagged With: Bluestone Mortgages, Contractor mortgages, Non standard Contractor mortgages

by Payam Azadi

The Mortgage Lender (TML) – non-standard residential mortgages

Credit issue mortgages |England, Wales & Scotland | Self employed | Contractors | Cheap Pricing all via The Mortgage Lender  The Mortgage Lender primary concentration is applicants with past and present credit issues. Where they excel is there … [Read more...]

Filed Under: Mortgage Lenders

by Payam Azadi

What’s the future for the property and Mortgage Market in the UK?

Financial services expert’s inside track on in the current UK market Last week I mixed with fellow mortgage alumni and Lenders at the Financial Services Expo and exchanged ideas and thoughts on the future of the UK buy to let mortgage market which … [Read more...]

Filed Under: Mortgages

by Payam Azadi

Can you still get a 100% Mortgage

100% Mortgage in 2016 - Mortgage without a deposit or savings | Buy a property without a deposit | 100% funded property purchase 100% mortgage products used to be the norm in the Nighties, that’s right you could buy a property without any deposit. … [Read more...]

Filed Under: 100% Mortgage, 95% Mortgage

by Payam Azadi

Getting a Mortgage for Right to Buy Council Properties

Right to Buy Mortgage Council Properties

Everything you need to know about getting a Mortgage for Right to Buy Council Properties criteria on Income | High rise blocks |CCJs | Defaults | Deposits | Age requirements and the process. This is an insight into the common questions that arise … [Read more...]

Filed Under: Right to Buy mortgage

by Payam Azadi

Self employed with bad credit mortgage rates

Self employed with bad credit mortgage

Self employed with bad credit mortgage solutions even for people with 1 years accounts: Missed payments, defaults, CCJs accepted Can work of last year’s account / Tax return figures Deposit levels as little as 10 to 15% Missed payments … [Read more...]

Filed Under: Mortgage for self employed

by Payam Azadi

Best buy to let 5 year fixed mortgage with no early exit penalty charge

buy to let limited company mortgage

Have the best of both worlds by securing a long-term fix with our buy to let 5 year fixed mortgage with no early exit penalty charge It’s rare that I am surprised by a mortgage product innovation but this gem combines both a 5 year fixed mortgage … [Read more...]

Filed Under: Buy to let 5 year fixed Mortgage

by Richard Stokes

Mortgage and Property Down Valuation

What can I do if my Mortgage Lender down values my property. How does this property Down Valuation effect my chances of getting a mortgage.  Property Down Valuation is infuriating to all concerned if it reduces the amount you can borrow from a … [Read more...]

Filed Under: Mortgages

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

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